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OCR: Your best fixed-income choices for 1991 These cight bonds and bond mutual spuny could provide total returns ranging from 13% to 220 next year if long- -term interest rates fallone percentage point as many cconomists think likely. For hords we show vields to maturity: for funds. 12-month vields Invesi tments are ranked in each category by sprojected returns, which include the tax benefit. or munic ipals available inves itors who are in the bracket Tata treturn Recent ipasi Mininiua U.S. GOVERNMENTS yield months investment return 30.year Refcorp bonds 8.90 1.4% $10.0oo 20% 30-year Treasury bonds .6 1.000 Vanguard Fixed Income US Treasary Fund 50 3,000 Soven-year Treasury nates 1.000 HIGH -GRADE MUNICIPALS Callfornia G.0 7% of 2009 5.000 USAA Tax- Exempt Intermediate 3.000 Bentor County Wash. ...